Chapter 4 Decker's team worked with terrifying efficiency . 24 hours later , he initiated a video conference with me- " Your situation's worse than I thought . Vincent's trust structure is a perfect closed loop . By the time you win a lawsuit in the Caymans , the money will be long gone and laundered clean . " My heart suddenly plummeted . " But ... He got too greedy . " " To maintain absolute control , he made himself both the sole administrator and supervisor . Once he goes down , the whole structure collapses . " " We need startup capital . " With that , Decker sent me a document . " I found a joint emergency fund account under both your names . Swiss bank . Twenty million . " Twenty million ? Oh yes , I remembered that . " Needs dual - factor authentication from both parties , " Decker reminded me . " I know . " I knew Vincent's passwords , inside and out . All his passwords related to the same few numbers . Our wedding anniversary , his birthday , and ... Luna's birthday . I took a deep breath and logged into Swiss Bank . Entered the account number and my verification code , System prompt : [ Please enter administrator's dynamic verification code . ] Wedding anniversary - wrong . Luna's birthday - wrong . My heart raced . Wait . When You OWN the Company ? Honey . You Are FIRED ! 31.7 % Chapter 4 That bastard kid , Kai . I entered Kai's calculated birthday . [ Verification Successful ! ] I immediately entered the transfer amount : 20,000,000 . Heart pounding like a drum , I clicked " Confirm . " The screen showed : " Processing transaction ... " I did it ! I had ammunition to fight back ! Three - minute countdown . 60 seconds ... 30 seconds ... My phone suddenly started ringing frantically ! It wasn't a deposit notification - it was the bank's anti - fraud alert . [ WARNING : Your account has triggered a high - risk transaction alert . Account permanently frozen . ] Frozen ? How was that possible ? I'd passed verification ! My phone rang again . Vincent . I answered . " Hey babe , good evening . " His voice carried that cat - and - mouse amusement . " This was you ? " " Gotta say , you're a bit smarter than I thought . Actually guessing Kai's birthday . " " But Jade , you're so naive . " " In financial games , every loophole you can easily spot is a trap , " Chapter 4 My head was buzzing . " What do you mean ? " " I left that account there on purpose , just to test your greed and stupidity . " " I set up a ' reverse trigger ' alert . Any attempt to bypass me through password guessing for large transfers automatically triggers the highest level of risk control and permanently freezes the account . " " Only I can unlock it . You idiot ! " The world spun around me . Not only had I failed to get the money , I'd blocked off the last possible route . Vincent chuckled on the other end . " Thanks , Jade . You saved me the trouble of dealing with that joint asset . " " Oh , and thirty minutes ago , as CEO of Whitman Corp , I forcibly liquidated all the company's key stock holdings and cashed out . " " Right now , Whitman Corp's liquid assets are - ZERO . " " Good luck , my ex - wife . " I collapsed to the floor . I'd lost ! Lost everything ! The twenty million emergency fund was frozen , Whitman Corp's liquid assets were drained . Vincent had used one trap to cut off my last lifeline . I was completely broke now . The sole heir to a billion - dollar empire couldn't even survive tomorrow . Looking back at the video conference , I spoke with a trembling voice . " Mr. Ashford , I'm out of money , " " I know . " Decker lit a cigarette . " Not just legal fees - I don't even have startup capital anymore . " I closed my eyes , waiting for him to end the call . 32.00 % Chapter 4 But Decker just blew out a smoke ring . " Ms. Whitman , I think you're misunderstanding something . " " That little ' financial game ' Vincent just pulled on you ? Child's play where I come from . " " On Wall Street , destroying an enemy is way more fun than earning a few million in consulting fees . " He flicked his ash . " Contingency basis . I'm taking the case . ' " Thirty percent of whatever we recover . " I was so excited I nearly cried . " Thank you ... " " Don't thank me yet . Now , let's get to work . "